Accidents can be distressing, overwhelming, and sometimes life-changing. Whether you’ve been injured in a road traffic accident, an accident at work or a fall in a public place, by knowing what to do immediately after can make a significant difference in your recovery and any potential personal injury claim. This guide outlines the steps we recommend you take following an accident to look after your health and aid with making a compensation claim.
1. Prioritise Yourself and Seek Medical Assistance
Your health should always be the top priority. If you are seriously injured, call an ambulance or head to A&E. Alternatively, call 111 or book an appointment with your GP. Your symptoms may not be obvious straight away but even if it is a couple of days later, speak to a medical professional.
When you seek medical treatment, a record will be made which also serves as evidence in any personal injury claim you may wish to make. This will help document the extent of your injuries which can assist your claim.
2. Report the Accident
Depending on the type of accident, you may need to report it to different individuals or companies:
• Road Traffic Accidents: Report the accident to the police if there are serious injuries or damage. If another driver is involved, exchange contact and insurance details.
• Workplace Accidents: Inform your employer as soon as possible. They should record the incident in the workplace accident book.
• Public Place Accidents: If you slip or fall in a shop, supermarket, or other public place, notify the owner, manager or local Council and ensure they document the incident in their accident or complaints log.
Reporting the accident as soon as possible can strengthen your claim by providing a record of the accident.
3. Collect Evidence at the Scene of the Accident
Collecting evidence at the scene of the accident can be crucial. If you can, consider doing the below:
• Take Photos and Videos: Take photographs or videos of the accident location, your injuries, and any hazards (e.g., wet floors, damaged pavements, faulty equipment).
• Obtain Witness Details: If anyone saw the accident happen, ask for their name and contact information. Witness statements can help support your version of events and clarify what happened.
• Record Key Details: Memories do fade, so writing down what happened as soon as possible in detail, or even keeping a diary of your symptoms and recovery can help.
4. Keep Records of Expenses and Losses
If you suffer financial losses as a result of your injury, it is important to keep records, including but not limited to:
• Treatment Expenses: Cost of prescriptions, physiotherapy or private medical care.
• Travel Costs: Expenses related to hospital visits, taxi fares, parking or public transport.
• Loss of Earnings: If you are unable to work due to your injury, you may be entitled to claim for lost wages.
These records can be added to your claim to evidence your losses.
5. Speak to a Personal Injury Solicitor
If the accident wasn’t your fault, you may be able to make a personal injury claim. Speak to an experienced personal injury solicitor who can help guide you through the claims process. A solicitor will:
• Assess the strength of your claim and gather evidence.
• Obtain medical records and reports.
• Negotiate with Defendant and their insurers
• Arrange a barrister to represent you in court if necessary.
Stallard Solicitors are a no win, no fee Liverpool based solicitors. you won’t have to pay legal fees unless your claim is successful.
6. Be Careful When Dealing Direct with Insurance Companies
If the other parties insurance company contacts you after the accident, be mindful of what you say. Insurers may try to offer a quick settlement that is lower than what you deserve without knowing all the facts or injuries. Before accepting any compensation offer, it is best to discuss with a solicitor to ensure you receive a fair amount.
7. Remember Time Limits Apply
In England, there is generally a three-year time limit to make a personal injury claim from the date of the accident. However, there are exceptions:
• If the injured party is a child, the three-year limit starts from their 18th birthday.
• If the injury results in a person being mentally incapacitated, the time limit may be extended.
It’s advisable to start the claims process as soon as possible to allow time for gathering evidence and medical assessments.
Conclusion
Being involved in an accident can be stressful and distressing, but by knowing what steps you can take can help you get the compensation you deserve.
If you’ve been injured in an accident that wasn’t your fault, contact our experienced team at Stallard, no win, no fee Liverpool based solicitors for a free, no-obligation consultation.
