You may think that your personal injury claim is almost over if the other side has admitted fault for your accident. But an admission of fault does not mean you will receive the right amount of compensation.
You must speak to experienced personal injury solicitors in Liverpool before accepting an offer. They can review your position and explain whether the offer reflects the full impact of your injury and losses.
Fault is not the same as fair compensation
An admission of fault usually deals with liability and it means that the other side accepts responsibility for the accident. But liability is only one part of a personal injury claim.
The other side can still dispute causation and quantum. For example, they may argue about whether the accident caused all of your injuries and losses and how much compensation you should receive.
Your compensation should cover:
- pain and suffering
- medical treatment
- time off work
- loss of earnings
- rehabilitation
- travel expenses
- care or support needs
- the effect on your day-to-day life
- future losses
A quick offer can seem attractive if you are under financial pressure, but it may not reflect the full value of your claim and once you accept a full and final settlement, you cannot claim more compensation in the future.
Your injuries may not be clear yet
Some injuries take time to show their full impact. For example, soft tissue injuries including tendon and ligament damage can make immediate medical assessment difficult after an accident.
Medical evidence can be used to prove:
- the nature of your injury
- how long recovery is likely to take
- whether you need treatment or rehabilitation
- whether the injury has affected your ability to work
- whether you may have ongoing symptoms in the future
With this evidence, your solicitor can value your claim properly before you accept an offer.
The other side is not acting for you
The insurance company still has its own interests. It may accept responsibility for the accident but continue to challenge parts of your claim.
For example, it may argue that:
- some losses are unrelated to the accident
- your recovery should have been quicker
- you have limited evidence
- your treatment costs are too high
- your evidence does not fully support your loss of earnings claim
- a lower settlement is fair
Your solicitor can review the offer and negotiate on your behalf.
Evidence can affect the value of your claim
Evidence can greatly impact the amount of compensation you receive. Useful evidence may include:
- medical reports
- GP or hospital records
- wage slips or employment records
- receipts and invoices
- travel expense records
- photographs of injuries
- photographs of the accident scene
- accident reports
- witness details
- treatment or rehabilitation records
- details of care or support provided by family members
Stronger evidence helps you show the full impact of your injury and recover the compensation you are entitled to claim.
Speak to Stallard Solicitors today
Stallard Solicitors is a Liverpool-based personal injury firm and our team can explain any fees, deductions and funding arrangements clearly before you decide whether to proceed. Contact Stallard Solicitors today if the other side has admitted fault and you want to understand where you stand.
